If you are planning to go cashless, then Google Pay is one of the best apps for you. Google revamped and rebranded this app in 2018. All mobile and online payment-related services that come under Google can now be used using the G- pay or Google Pay app. Whether you want to use it to buy yourself a new pair of speakers or pay for your dinner at your favorite restaurant – you can do so by using Google Pay. It helps you to save the effort of carrying cash around. You can even use your payment cards that are connected to your G-pay app.
Is it safe to use?
Yes, it absolutely is. Google pay is one of the safest apps to carry out online transactions as it replaces the traditional PIN or chip transaction required with payments made by a card. It is safe as it uses physical authentication systems available such as thumbprints. In case you do not want to give your fingerprint id, you can feed in a passcode instead. When you will use Google pay for any online transaction, it will not show your original card details to the merchant. Instead, it creates a virtual account, which keeps your personal information private and your account safe. It uses a one-time security code instead of card details.
How can you set it up?
It is pretty easy to set up the Google pay app on your mobile phone. All you need to do is to download the app from Google Play or Apple store. On some mobile phones, it is preloaded and you need to look out for it. Make sure that you are using the updated version of the app. Once you do this, you need to add a debit or credit card to your account. In order to do so, you can either take a picture of your card or enter the details manually.
The final step is to verify by clicking on the authentication message that you receive through email or SMS. Google Pay is compatible with both Android and iOS. It is especially available in all the non-rooted android devices which have a Kitkat version that is above 4.4. However, in order to make payments, your mobile phone must be able to support NFC or near field communication along with HCE or Host Card Emulation. It helps you to make your transactions through G-pay contactless.
How can you use Google Pay for in-store purchases?
You can do in-store purchases with the Google Pay app. All you need to do is to look out for the Google Pay symbol or the payment symbol that is contactless near the checkout terminal. You have to unlock your phone and hold it in front of it. Wait till you see a check-mark. It is incredibly easy as you do not have to open the Google Pay to make in-store purchases.
How can you use Google Pay in apps?
Google Pay is an app that lets you make purchases in other apps without causing any complications. All it needs is an app that supports it. Open any app that supports Google Pay, such as Uber, and at the time of the purchase, you have to choose the G-pay symbol. It may or may not ask you to enter your shipping address.
What else can you do?
Apart from paying for offline and online transactions, you can use Google Pay for several other reasons as well. You can use it to send money to your friends and family. All you need is their email address or their mobile number. You can even add the reason why you are sending the money.
Now that you are aware of all the details regarding Google Pay, what are you waiting for? Download Google Pay for free and use it to avoid complications in your future transactions!