Bajaj Pulsar Bikes : Insurance and Review

About Bajaj Pulsar

Bajaj two-wheeler manufacturer is one of the top two-wheeler manufacturers in the country. Their products have got riders and lovers in multiple countries. The bikes are made with upgraded technologies and they all look modern and stylish. Bajaj Pulsar was launched by the manufacturer to gift the best racing bike models. Bajaj Pulsar series has stocked various models like- 150 twin disc, RS200, 220F, NS160, Pulsar 180, Pulsar 150, 150 neon, and 180 neon. Pulsar models have 7 different types of engines and with one transmission. It is truly right now one of the renowned racing bikes in the market.

 

Models by Bajaj

CT100

Bajaj CT100 has impressed the riders all over the world. Its 102cc engine can take you to everywhere your heart wishes to go. The long seat provides a comfortable ride on all types of roads.

Avenger

Bajaj Avenger has a total of three models which are Street 160, Cruise 220 and Street 220. Their displays help in tracking everything together. Its performance has made it the bike lovers’ favorite in 10 countries all over the world.

Discover

Bajaj Discover has been launched along with its two different engines such as 110cc and 125cc. Discover travels the street smoother than any other bike. It also has those long-stroke engines.

V

Prepared with the strong metal of the INS Vikrant, Bajaj V bass all the features made with the newly updated technology. Its classic style has impressed everyone. The wide tires provide grip on the road.

Dominar 400

Dominar 400 is built with a 373.3cc engine to give a strong performance. It has upside down front forks which make sure you get a very comfortable and smooth ride.

Platina

Bajaj Platina makes you forget the potholes present on your way. Its two models- Platina 100 and Platina 110 have combi brake system with tubeless tires and strong suspension.

 

FAQs on Bajaj Pulsar Insurance

  1. Is it necessary to get the two-wheeler inspection after the ongoing policy expires?

Yes. It is necessary. The two-wheeler inspection is very much necessary after the policy expires. This may need small fees to get the bike inspection done. Right after the bike checkup, when the insurance company decides to provide you with the insurance coverage, you can receive your insurance in your hand when you complete the payment process. Though in some cases, the bike inspection after the expiry of bike policy is not necessary.

2. Is a second-hand owner of Bajaj Pulsar eligible for any No-Claim Bonus? What happens with the previous owner’s No-Claim Bonus?

When someone gets a second-hand Bajaj Pulsar, he must contact the insurance company and get the existing name mentioned in the policy papers transferred into his name within the mentioned date from the day of registration certificate transfer of the bike. Failing to do this will not allow the new owner’s future claims to be honored. To raise an honorable claim the names in the insurance document and the registration certificate must be the same. The second-hand owner will have to earn his part of No claim bonus with each passing claim-free year and he can avail a 50% premium discount for self-damage with this No-Claim Bonus.

The first owner of the Bajaj Pulsar will carry on his No-Claim Bonus and he can get a premium discount on a new bike in the future with the help of this No-Claim Bonus.

 

  1. Is an online policy regarded as a valid one?

Online insurance is as valid as offline insurance. This insurance can be renewed later in the future through credit or debit card or also with net banking. But to initiate the renewal process of expired policy, you have to first contact with the company through offline.

  1. Is long-term policy plan more useful than the single year insurance?

A long-term insurance plan turns out to be always more useful than single year insurance. Because with a single year scheme,

  • You need to remember the day of expiry each year.
  • You need to get it renewed on the mentioned time.
  • You have to get all the paperwork done each year.

But with a long-term insurance plan,

  • One is able to save on his premiums
  • One has to renew the insurance only one time in every two to three years
  • There stays no paperwork to do every year
  • One can enjoy the time with his Bajaj two-wheeler without getting tensed about renewals.

 

  1. What are the differences between third-party policy and the comprehensive policy?

Third-Party bike insurance provides coverage for

  • Loss or harm occurred to a property that belongs to third-party
  • Loss or harm occurred to the third-party

Whereas the comprehensive bike insurance provides coverage for

  • Loss or damage happened to a property that belongs to the third person
  • Legal liability arising because of damaged occurred to the third-party because of the insured bike
  • Death or harm occurred to a third person
  • Any damage happened to the insured two-wheeler because of natural calamities like earthquakes, cyclone or flood, etc.
  • The damage happened to the insured bike because of manmade disasters such as fire, theft or terror activities.

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