Yamaha Bikes : Insurance and Review

About Yamaha

Yamaha Motor cooperative limited was established in the year 1955 and its first-ever two-wheeler model was the YA-1. This model participated in Japan’s two of the biggest racing events and acquired position among the best. Yamaha did not just restrict its boundary in the world of two-wheelers. It expanded and started manufacturing boats, outboard motors, generators, race cart engines, etc. It even joined hands with Toyota to bring up sports cars. The company has always paid attention to what people need and want. They have made their products with highly advanced technology to satisfy people’s need for performance, speed, and safety. Also, they have evolved their models keep it up to date to match the age and fulfill people’s wish for style and diversity. That is how Yamaha has built its permanent place at the heart of every biker enthusiast.

Models by Yamaha

Fascino

This scooter performs like a champion and impresses you with grace. With a 113cc air-cooled engine, it goes a long way and it can be controlled easily. It also has the Unified Braking system.

Cygnus Alpha

This Yamaha model is equipped with Blue core system to provide good mileage. The long flat seat gives a comfortable ride to the driver and also the rider. The UBS brake takes care of your safety.

FZS-FI

This new Yamaha two-wheeler has the brand-new Fuel Injection engine. The disc brake and ABS brake make sure of your safety and that you can keep the bike in your control in all speeds.

MT 15

The bike gives a performance like a warrior and also looks like a warrior in its black attire. Its liquid-cooled 155cc engine, A&S clutch, and other features are made with superior technology.

FZ-FI

This two-wheeler model from Yamaha is made with powerful 149cc FI engine and disc brake and ABS brake. The two-level seat makes the ride comfortable for both riders.

FAQs on Yamaha Bike Insurance

  1. Is it important to get the bike inspection done after its insurance expires?

It is very important to take the Yamaha two-wheeler for inspection after the insurance has expired. Please remember, you may need to pay a small fee for this activity. After this, if your insurance provider decides to give you the coverage, you will have to complete the payment process successfully and get your bike insurance in your hand. In some cases, inspection is not mandatory after the insurance expires.

  1. How does No-Claim Bonus function if someone buys a second-hand Yamaha two-wheeler? Does he get any NCB?

As an owner of a second-hand Yamaha two-wheeler, it is your utmost duty to contact the bike insurance company and get the existing name in the insurance documents transferred into your name within the strictly specified time from the day of transfer of registration certificate. Unless you do so, your claim will not be treated as a valid claim. To raise a valid, the name in the insurance documents and in the registration certificate should the very same. The second-hand owner has to earn his part of No-Claim Bonus with every passing year with zero claims and he can use it get a 50% premium discount for self-damage with this earned No-Claim Bonus.  Also remember, the first owner will be carrying his NCB forward and can get a premium discount with it if he buys a new two-wheeler in the future.

  1. Is it safe to take up an online policy?

It is absolutely safe and secure to take up an online policy for your Yamaha two-wheeler. One is also allowed to renew his Yamaha bike insurance online with net banking or credit or debit card. But one has to contact the insurance provider offline at first to start the renewal procedure after the insurance expires.

  1. Which insurance plan is the better one- one-year plan or multi-year policy plan?

One must undoubtedly go for a multi-year insurance plan because it is much beneficial than the one-year policy plan. In the one-year plan, one has to remember the expiry date of the insurance and renew the policy every year. But in the multi-year insurance plan, one has the chance to save on premiums. The paperwork and renewing of the insurance are also to be done only once every two or three years.

  1. Are third-party party policy and comprehensive policy different from one another?

The third-party policy gives coverage on the loss and harms caused to the third person or property belonging to the third party because of the insured two-wheeler. Comprehensive bike insurance also provides this third-party coverage.  Along with that, it also provides coverage on the damaged bike because of manmade disasters like theft, fire or terror activities and also natural calamities like earthquakes, cyclone, floods, etc. It also gives coverage for legal liability for damages suffered by the third-party because of the insured two-wheeler.

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