Choosing the right travel insurance company in India can be overwhelming with so many options. Here are some reputable companies to consider:
- Oriental Insurance Company
- New India Assurance Company
- United India Insurance Company
- National Insurance Company
- Bajaj Allianz General Insurance
- ICICI Lombard General Insurance
- HDFC Ergo General Insurance
- Tata AIG General Insurance
- Reliance General Insurance
Other notable companies:
- Edelweiss Tokio
- Marine General Insurance
- Cholamandalam MS General Insurance
- Shriram General Insurance
- Go Digit General Insurance
Factors to consider when choosing a company:
- Financial stability: Choose a company with a strong financial track record and a good claim settlement ratio.
- Coverage options: Compare the coverages offered by different companies and choose one that suits your needs and budget.
- Network of hospitals: Opt for a company with a wide network of hospitals, especially if you’re traveling to remote areas.
- Claim settlement process: Look for a company with a simple and hassle-free claim settlement process.
- Customer service: Choose a company with a good reputation for customer service.
Online comparison portals:
These platforms allow you to compare quotes from different companies and choose the one that best suits your needs.
- Read the policy documents carefully before purchasing any insurance.
- Declare all pre-existing medical conditions honestly when applying for insurance.
- Keep copies of all travel documents and insurance documents with you during your trip.